Identity-Theft-150x150By Katie Burgoyne

Many people associate “Identity Theft” with a major security breach on their credit or debit card which results in the loss of thousands of dollars. Dramatics aside, identity theft is a very serious crime that happens more often than you would like to believe. Besides banking fraud, your identity can be compromised in a slew of other ways.

The first step towards protecting yourself is identifying where you are at risk.  An article by refers to some common channels through which fraud can occur:

  • Insurance – Someone uses your Social Security number to obtain the insurance they need, such as home, automotive, etc.
  • Medical – Someone uses your health insurance to get treatment, costing you money while placing incorrect and potentially harmful information in your medical records.
  • Criminal – A person gets arrested and is able to believably claim that they’re you. Then they jump bail, and the cops are hunting for you.
  • Driver’s License – Someone steals your license and makes a duplicate with their image.
  • Social Security – This gives thieves open control of your life, including buying houses in your name and then defaulting on the loans.
  • Synthetic – A person uses information from numerous victims, creating a new bogus identity; this makes it extremely difficult to figure out what’s going on and how many victims are involved.
  • Child – Most children have Social Security numbers, but we seldom check to see if they have a credit file. That means criminals can use their identity for years and never be caught.

To read the full article, visit

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