Today’s highlighted blog post from FTC/NCPW:
January 18th, 2012 by Nicole via OnGuard Online.gov
In light of Zappos’ recent announcement that its database was hacked, OnGuardOnline.gov offers the following tips to help you reduce your risk of identity theft:
If you used your Zappos login ID or password for other accounts, change them. Identity thieves have been known to try IDs and passwords on many different websites to gain control of other accounts. When creating your new password, keep these tips in mind.
When you read your email, consider whether any of the messages could be a phishing scam. Having your stolen information could make it easier for crooks to send emails that appear to be from Zappos or another shopping site. If you get an email asking you to provide your credit card number or Social Security number – don’t.
Monitor your financial accounts and billing statements often. If you see charges you don’t recognize, get in touch with the fraud department of your bank or credit card company right away.
Be sure the information on your credit report is accurate. The law requires the three nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to give you a free copy of your credit report every 12 months if you ask for it. Visit AnnualCreditReport.com or call 1-877-322-8228 to order your free copies. To find out how to correct errors, visit ftc.gov/freereports.
For 13 years, the DSEF has been proud to partner with the FTC and other organizations to offer a wide array of education events and resources that encourage consumers nationwide to take full advantage of their rights and make better-informed decisions.
You’ll find a wealth of resources at www.ncpw.gov that will help you protect your privacy, manage your money, learn more about credit and debt, decipher advertising messages, and steer clear of fraud and scams.
Please take a moment to share the resources on this Web site with others in your communities and companies and, together, we’ll help build a nation of better-informed and educated consumers.
Charles. L. Orr