Archive for 2013

Seven Ways to Energize Your Business

Seven Ways to Energize Your Business

atargetWhen you have been doing something for a long time, it’s easy to become stuck in a rut. Routine is comforting, but it also has its downside. Sticking with the same routine for too long can cause you to become complacent and stop you from seeking continual improvement. In times like these, it is important to energize your business. Review the list below to find ways to refocus your efforts and keep your business on the path to success.

  • Establish priorities. There are likely many projects you’d like to tackle or new policies/products/protocols you’d like to implement. Getting started can be an overwhelming endeavor because it can be difficult to know where to begin. Establish your priorities by making a comprehensive list of everything you would ideally like to accomplish. Once the list is complete, choose one or two things that you can get started on right away. Choose wisely; what can be of most benefit to your business immediately? Prioritizing a list like this takes the stress off and allows you to focus on one thing at a time with the comfort of knowing where you will go from here.
  • Be as efficient as possible. For example, if you are in the midst of a project and have to stop to email a colleague for more information in order to continue, don’t waste the time you have waiting for the response. It’s tempting to take those few minutes to browse your Twitter feed or whittle the time away on Pinterest. Instead of giving into distractions, keep a running list of other tasks that you can work on. Is there a prospect that you could follow up with? A filing cabinet that could use some organizing? Although it is important to work in some down time, it is just as imperative that you maximize your time by working efficiently.
  • Combine your work with different areas of your life. This isn’t always possible, but when it is, build your life around your work. If there is a weekend-long industry convention you’d like to attend, consider making it a long weekend and taking your family with you. This way, you can attend the workshops and get in some networking. Once your work is finished, you have a day or two to enjoy the area with your family. When you can do this, you are less likely to feel pulled away from your home life by work and vice versa.
  • Actively manage your time and stop wasting it. For some, this comes easily. For others, it’s a constant struggle. If necessary, make a daily or weekly agenda for yourself. Expect to not be able to stick to every scheduled minute, but with a basic outline of how you want to spend your time, you’ll be better able to stay on track.
  • Commit to learning new things. Professional development is an investment of both money and time into your business. Without continuing your learning, you are missing out on what could be valuable tools to run your business successfully. It doesn’t always have to be a formal workshop or convention either; commit to listening to an industry expert’s audio book once a month or reading some small business blogs once or twice a week. Always be on the lookout for new learning opportunities. These will keep your ideas fresh and your business moving forward.
  • Don’t sweat the small stuff. There are going to be many bumps in the road, but learn how to cope with minor inconveniences in a different way from how you cope with major setbacks. The more you let the small things roll off your back, the easier it will be for you to handle major decisions and more important stressors.
  • Laugh more. Hopefully, you enjoy what you do. Take the time to be grateful for what you have built, enjoy the people you do business with, and laugh when something is funny! Finding the humor in everyday life makes for a happier person.

How have you gotten yourself out of a rut and energized your business? Please share your ideas below!

NCPW 2013 Contest Winners

NCPW 2013 Contest Winners

NCPW2013_285x285A big thank you to everyone who participated to make National Consumer Protection Week 2013 our best celebration yet! From folks that put together amazing, free consumer protection resources, to the companies that donated prizes, to all of you who entered, it’s been a great week dedicated to helping people make better decisions as consumers and business owners.

Comments from You

We’ve had comments from you like:

“I love the Wifi protection article. I don’t think many people realize how easy it is for hackers to get into your wifi devices.” ~ Sunny Downes

“I found the Five Tips for Safe Mobile Banking interesting – it is something I have been thinking of starting to use!” ~ Traci Rasmussen

“I found the article about the 4% charge on credit/ debit cards. I never noticed till last week when I was in at KFC that I was charged a different price. When asked she pointed to a sign smaller than a business card. WOW” ~ Lindsey Duprel

“I love the Money Wi$e portion and the Free Ebook…that I share with everyone I know! lol…

Thanks for being there…I really love everything about the DSEF so many great tips and tricks that I share on a daily basis with my team!!

xo” ~ DivaVal

Donating Companies

A big thank you to all the direct selling companies that provided prizes this week. They clearly demonstrated the commitment the direct sales industry has for consumer protection:

Winners

Congratulations to our winners this week! We gave away a collection of more than 20 products each day from the companies above. Our winners are:

  • Monday: Sue Williams
  • Tuesday: Dawn Mulvey
  • Wednesday: Jennifer Hartman
  • Thursday: Kimberly Allar
  • Friday: Lindsey Pierce
iPad Mini donated by Nu Skin for our National Consumer Protection Week 2013 contest at http://dsef.org

iPad Mini donated by Nu Skin for our National Consumer Protection Week 2013 contest at http://dsef.org

And thanks to Nu Skin, we also gave away an iPad Mini this week. The winner was selected at random from the nearly 1,000 entries we received this week.

And the winner of the iPad Mini is…

  • Alice Andreat

Congratulations to everyone who won. And please continue to take advantage of the consumer protection resources we’ve provided on this page. There are a ton of them! We are committed to making sure you can find the consumer protection information you need to make the best possible choices for your business and family.

National Consumer Protection Week 2013, and a Contest (Day 5)!

National Consumer Protection Week 2013, and a Contest (Day 5)!

NCPW2013_285x285It’s the 5th and final day of our National Consumer Protection Week (NCPW) celebration! We’ve already given away four gorgeous Initials, Inc. bags stuffed full of amazing products from direct selling companies, and today we’re giving away one more! We’ve also been highlighting some of the amazing resources available on the web to help you make informed choices as a consumer and business owner.

Each day this week, we’ve posted a question. Use the NCPW resources we’ve provided to answer the question, and you’ll be entered to win an amazing (and gorgeous!) bag full of products from a number of companies in the direct sales industry. We’ve provided some bonus entry options as well.

You can win this iPad at http://dsef.orgAnd thanks to a generous donation from Nu Skin, we’ll also be drawing the name of one winner from among all entries this week to win an iPad mini!

 

Prize Details

Win this bag full of products from direct selling companies in today’s NCPW contest! (Prizes may be slightly different than those pictured, and there are more than those shown!)

Win this bag full of products from direct selling companies in today’s NCPW contest! (Prizes may be slightly different than those pictured, and there are more than those shown!)

Today’s winner will receive a beautiful bag full of products, including:

How to Enter

Simply leave a comment answering today’s question: We’d love to know…which of the resources on our NCPW Resources Page was your favorite? (Here’s the link to our NCPW resources page – Opens in a separate window)

p.s. Please be sure you actually leave a comment in the comment box below the Rafflecopter widget (don’t just click the button on the widget!). If we can’t find your comment, you can’t win!

Congratulations to Friday’s gift basket winner, Lindsey Pierce!

Our iPad winner is Alice Andreat. Congratulations!

Thanks to everyone for playing! We hope you had fun, and found some great resources!

Click here to see all of this week’s winners: http://dsef.org/2013/03/09/ncpw-2013-contest-winners/

* Contest is open to residents of the US and Canada, ages 18 and older. Final winners will be announced tomorrow (Saturday) morning at 9am!

Good luck, and don’t forget to tell your friends!

National Consumer Protection Week, and a Contest (Day 4)!

National Consumer Protection Week, and a Contest (Day 4)!

NCPW2013_285x285It’s day 4 of National Consumer Protection Week (NCPW), and the fun continues! We’ve already given away three gorgeous Initials, Inc. bags stuffed full of amazing products from direct selling companies, and today we’re giving away another one! We’ve also been highlighting some of the amazing resources available on the web to help you make informed choices as a consumer and business owner.

Each day this week, we’ll post a question. Use the NCPW resources we’ve provided to answer the question, and you’ll be entered to win an amazing (and gorgeous!) bag full of products from a number of companies in the direct sales industry. We’ve provided some bonus entry options as well. We’re giving away a bag stuffed full of amazing products each day, so be sure to come back each day to enter!

You can win this iPad at http://dsef.orgUPDATE! This Just In!

Thanks to a generous donation from Nu Skin, on Friday we are going to draw one name from all of this week’s entries to win an iPad mini!!! You can enter each day, so the more days you enter, the more chances you have to win!

 

Prize Details

Today’s winner will receive a beautiful bag full of products, including:

All entries will also be entered into the drawing on Friday to win an iPad mini, donated by Nu Skin.

How to Enter

Simply leave a comment answering today’s question: What’s the difference between an extended warranty and a service contract? (Find the link to the answer on our NCPW resources page! – Opens in a separate window)

p.s. Please be sure you actually leave a comment in the comment box below the Rafflecopter widget (don’t just click the button on the widget!). If we can’t find your comment, you can’t win!

UPDATE: Congratulations to Kimberly Allar, the winner of Thursday’s drawing!

Click here to see all of this week’s winners: http://dsef.org/2013/03/09/ncpw-2013-contest-winners/

* Contest is open to residents of the US and Canada, ages 18 and older.

Good luck, and don’t forget to tell your friends!

DSEF & Money Wise Women: The Best Way to Create Personal Wealth at 11:30 PT

DSEF & Money Wise Women: The Best Way to Create Personal Wealth at 11:30 PT

MoneyWise_logo-300x177Anita Saulite will share the specific strategies for women to follow that will put them on the road to financial success, build wealth and create a retirement nest egg to last to age 100! You’ll learn how to determine your life goals first, and then help determine the path to achieving those goals and ambitions. Anita will share her simple, proven three-step program which helps to alleviate stress, and helps fulfill your desires to be happier and healthier in your lives.

DATE:  Wednesday, March 6, 2013

TIME:   11:30 AM – 12:30 PM (PST)

CALL-IN # and ID CODE:   (703) 344-2171, 261897#

Anita Saulite, Savvy Money Gal

anita sauliteAnita Saulite is a woman who really knows money. She spent 20 years working in senior positions in personal finance and saw firsthand the huge impact money can have in women’s lives. She is a passionate advocate and champion for helping women manage their money better. She believes in the ABCs (Awareness Before Change) of Money: that being aware of how you earn, save, spend and give away money is essential to moving forward and getting on the road to financial success. Anita is an MBA graduate, Certified Life Coach, Certified Senior Advisor, Board Director, Entrepreneur, Money Saving Expert, Blogger, Author, Wife and Partner – and of course the most important – Hockey Mom!  www.savvymoneygal.com

DSEF proudly sponsors the free Money Wi$e Women Get Smart Teleseminar Series hosted by Marcia Brixey, Founder and President of Money Wise Women Educational Services and author ofThe Money Therapist: A Woman’s Guide to Creating a Healthy Financial Life. The series covers topics related to business and finances and provides women the opportunity to learn from professional experts in a safe, comfortable environment.

To find out about upcoming teleseminars, visit http://www.moneywisewomengetsmart.com/

National Consumer Protection Week 2013, and a Contest (Day 3)!

National Consumer Protection Week 2013, and a Contest (Day 3)!

NCPW2013_285x285It’s day 3 of National Consumer Protection Week (NCPW) and we’ve already given away two gorgeous Initials, Inc. bags stuffed full of amazing products from direct selling companies! We’ve also been highlighting some of the amazing resources available on the web to help you make informed choices as a consumer and business owner.

Each day this week, we’ll post a question. Use the NCPW resources we’ve provided to answer the question, and you’ll be entered to win an amazing (and gorgeous!) bag full of products from a number of companies in the direct sales industry. We’ve provided some bonus entry options as well.

We’re giving away a bag stuffed full of amazing products each day, so be sure to come back each day to enter!

ipad_TransparentUPDATE! This Just In!

Thanks to a generous donation from Nu Skin, on Friday we are going to draw one name from all of this week’s entries to win an iPad!!! You can enter each day, so the more days you enter, the more chances you have to win!

Prize Details

Today’s winner will receive a beautiful bag full of products, including:

All entries will also be entered into the drawing on Friday to win an iPad, donated by NuSkin.

How to Enter

Simply leave a comment answering today’s question: What is one way you can keep yourself safe when using mobile banking services? (Find the link to the answer on our NCPW resources page! – Opens in a separate window)

UPDATE: Congratulations to Jennifer Hartman, who won Wednesday’s drawing!

Click here to see all of this week’s winners: http://dsef.org/2013/03/09/ncpw-2013-contest-winners/

* Contest is open to residents of the US and Canada, ages 18 and older.

Good luck, and don’t forget to tell your friends!

National Consumer Protection Week 2013, and a Contest (Day 2)!

National Consumer Protection Week 2013, and a Contest (Day 2)!

NCPW2013_285x285It’s day 2 of National Consumer Protection Week (NCPW) and we are having a BLAST! We’ve been highlighting some of the amazing resources available on the web to help you make informed choices as a consumer and business owner. And you also have the opportunity to win some fantastic products in our NCPW contest!

Each day this week, we’ll post a question. Use the NCPW resources we’ve provided to answer the question, and you’ll be entered to win an amazing gift bag full of products from a number of companies in the direct sales industry. We’ve provided some bonus entry options as well.

We’re giving away a bag stuffed full of amazing products each day, so be sure to come back each day to enter!

Prize Details

Today’s winner will receive a gift bag of products, including:

How to Enter

Simply leave a comment answering today’s question: What is the “Buy Back” Policy that all DSA Members agree to? (Find the link to the answer on our NCPW resources page! – Opens in a separate window)

UPDATE: Congratulations to our Tuesday winner, Dawn Mulvey!

Click here to see all of this week’s winners: http://dsef.org/2013/03/09/ncpw-2013-contest-winners/

* Contest is open to residents of the US and Canada, ages 18 and older.

Good luck, and don’t forget to tell your friends!

National Consumer Protection Week 2013, and a Contest (Day 1)!

National Consumer Protection Week 2013, and a Contest (Day 1)!

NCPW2013_285x285It’s one of our favorite weeks of the year…National Consumer Protection Week (NCPW)! It’s a time to highlight some of the amazing resources available on the web to help you make informed choices as a consumer and business owner. And since we love this week so much, we decided to make it even MORE fun with a contest!

Each day this week, we’ll post a question. Use the NCPW resources we’ve provided to answer the question, and you’ll be entered to win an amazing gift tote full of products from a number of companies in the direct sales industry. We’ve provided some bonus entry options as well.

We’re giving away a bag stuffed full of amazing products each day, so be sure to come back each day to enter!

Prize Details

Today’s winner will receive a gift bag of products, including:

How to Enter

Simply leave a comment answering today’s question: What’s one way you can protect your computer from hackers? (Find the link to the answer on our NCPW resources page! – Opens in a separate window)

UPDATE: Congratulations to Sue Williams, the winner of our 1st prize bag! Her answer was: “Use a strong password and change it often.”

Click here to see all of this week’s winners: http://dsef.org/2013/03/09/ncpw-2013-contest-winners/

* Contest is open to residents of the US and Canada, ages 18 and older.

Good luck, and don’t forget to tell your friends!

Three Networking Mistakes

Three Networking Mistakes

Woman Talking During Job InterviewSuccessful networking is a necessary part of growing your business and taking it to the next level.  Doing so requires a certain amount of social grace, including the ability to engage people in conversation and making them feel comfortable. 

Avoid these three common mistakes when networking and stand out among the crowd in a positive way.

  • Focus on building relationships. This will allow for long-term planning. Even if this contact can’t help you in your endeavor right now, the opportunity may arise in the future for this person to offer something of value to your business. Give something of yourself when establishing professional relationships. For example, a dance studio owner/dance teacher looking to expand her clientele by offering classes for children under 5 years old holds an open house for prospective students and their parents. When speaking with some of the parents individually, she asks each one why they would like to start the child in a dance class and offers a free demo class as well as a discounted private lesson for those interested in joining her studio. The parents recognize that the teacher is giving her time and expertise so they may have a risk-free trial before committing to a year of classes. This also allows the teacher to get to know her future students and show the parents that she truly cares about their early dance education.
  • Don’t play the role of counselor; keep the conversation social and friendly. An initial introduction is not the time to offer unsolicited advice on the topic at hand. Make sure the conversation centers around common interests. The dance teacher shares her own stories about how she got started at a young age, which helps prospects relate to her on a more personal level. This is more effective than preaching her philosophy on why children should start their dance classes as soon as possible. A light-hearted conversational tone is best in networking situations.
  • Digging too deeply into people’s lives makes them uncomfortable. Although you do want to build a relationship and find out a bit more about the person, be careful not to pry into their personal lives. One mother of twins attending a demo gymnastics class with her children finds herself being asked by total strangers if she used fertility treatments to conceive. A seemingly innocent question made in social conversation is actually quite personal. Don’t make the same mistake. Let the other person guide you in how much they are willing to share, but err on the side of caution when asking personal questions.

Just like many other aspects of your business, networking takes practice. The more you do it, the better you become. You can’t avoid making some mistakes; that is to be expected. However, by steering clear of certain downfalls, you can more quickly get on the road to networking success.

What advice would you give for successful networking? Please share your comments below!

DSEF & BBB: Tips for Securing Your Mobile Device

DSEF & BBB: Tips for Securing Your Mobile Device

blue_with_website-225x30022By Amy Fowler

Better Business Bureau is urging consumers to take steps to secure their mobile devices in order to protect themselves from identity theft and malware.

According to a survey released by The Pew Research Center in January, almost half of all American adults now own smartphones. The same survey found that 17 percent of all consumers use their mobile device as their primary means of accessing the internet.

Smartphones can be a treasure trove for hackers. Through apps and mobile browsers, people store personal information like passwords, bank account information and credit card numbers in addition to their contacts and other information.

However, a survey conducted in part by the National Cyber Security Alliance, found that more than one quarter of cell phone users are not aware of common security threats to smartphones and more than half do not know enough about mobile phone security to decide whether or not they need it.

BBB urges consumers to remember that a smart phone is no different than a desktop or laptop computer, in that it is vulnerable to the same hackers, malware, spyware and viruses.

Here are a few practical tips from BBB to secure your mobile devices:

  • Lock your phone. If your phone is lost or stolen, your personal information is at risk. Add a security code to your phone to prevent thieves from accessing your data. Then set your device to lock automatically when not in use for  a specified time.
  • Update your operating system. Those alerts on your smart phone that tell you to update your apps and operating system are more than just a minor annoyance. These updates close security loopholes and other backdoors hackers can use to access your phone without your knowledge.
  • Beware of unknown apps and links. Do not download any apps or click on links in your email or social media pages without first researching their source. They may contain viruses, malware or spyware that can compromise your personal data.
  • Avoid unsecured Wi-Fi. If you choose to connect to an unsecured or public Wi-Fi network, do not enter any passwords or access any personal data. Bad guys can use such networks as an easy means to hack your device.
  • Turn off Bluetooth. Bluetooth creates a wireless connection between your phone and other devices or phones. If you are not actively using an enabled device, such as a headset, make sure your Bluetooth is turned off.
  • Check your permissions. Check all of your apps to see what data they are accessing and revoke permissions for information those apps don’t need to properly operate. Check your phone’s owner’s manual or contact your wireless provider for directions on how to do so.
  • Report missing devices. If your phone is lost or stolen, immediately report it to your wireless carrier and have the device disabled.
  • Back up your data. Make sure you have a backup of all the apps and information — especially important photos or other irreplaceable items — stored on your phone in case it’s lost, stolen, hacked or damaged.
  • Pay close attention to your phone bills. Unanticipated, sudden increases in data usage can indicate a problem. In addition, third-party content providers sometimes add erroneous charges to bills for apps or services the consumer never authorized. In addition, keep an eye out for strange texts and disrupted service. They can be red flags that indicate your phone has been hacked.
  • Erase old phones completely. If you’re selling, donating or recycling your old phone, ensure all your data is completely erased and the phone is returned to factory settings before letting it out of your possession. There are online tutorials to teach you how to do this, or your wireless provider can walk you through the steps.
  • Shop with caution. When shopping online with your mobile device, take the same precautions you would with a desktop or laptop. Look for the “s” in the “https://” in the address bar and research sites at bbb.org before providing any personal information or credit card numbers.
  • Consider mobile security. Many sources offer antivirus or other security apps for your phone. Research them thoroughly before choosing which is right for you.

DSEF and the Council of Better Business Bureaus (CBBB) foster honest and responsive relationships between businesses and consumers—instilling consumer confidence and advancing a trustworthy marketplace for all.

About the Better Business Bureaus
As the leader in advancing marketplace trust, Better Business Bureau is an unbiased non-profit organization that sets and upholds high standards for fair and honest business behavior. Every year, more than 87 million consumers rely on BBB Business Reviews® and BBB Wise Giving Reports® to help them find trustworthy businesses and charities across North America. Visit www.bbb.org/us for more information.